U
MSME Financial Support • Government Scheme Guidance • Loan Management
Pan-India SupportUGNA Capital
Government Schemes→ Loan Support→ Business Services→ Calculators & Tools→ Our Experts→ Branches→ Partner Network→
Company +
MSME Financial Support Platform

Government schemes, loan facilitation and ongoing loan management.

UGNA Capital helps MSMEs and individuals understand relevant schemes, prepare stronger loan profiles, coordinate with suitable Banks/NBFCs and manage existing credit facilities through structured support.

Official-source scheme knowledgeNew + existing loan supportMSME working-capital focus
Explore Government Schemes
✓ Profile-first guidance✓ Bank/NBFC coordination✓ Existing loan support
Business owners discussing finance
15+ Scheme PagesCurrent status + official source + landing-page variants
New + Existing LoansFrom sourcing to management
Start with a Quick Profile Review
Choose your requirement and continue to a focused review below.
UGNA supports advisory and facilitation. Final lender/authority decisions remain independent.
GS
Government Scheme KnowledgeStatus, eligibility and official-source links
LN
Loan FacilitationProfile readiness and lender coordination
LM
Loan ManagementRenewal, enhancement and ongoing support
WC
Working Capital ExpertiseOD/CC, DP, CMA and credit-health support
15+ Government Scheme Resources

Active, guidance-only and archived scheme pages with official-source links.

6 Service Presence Cities

Delhi, Noida, Ranchi, Patna, Darbhanga and Sitamarhi.

New + Existing Loan Support

From profile readiness and lender coordination to renewal and loan management.

Start With Your Need

Four clear journeys. No confusing service catalogue.

The home page routes each visitor to the right outcome instead of making everyone read the same sales pitch.

01

Find a Government Scheme

Search verified scheme pages by business need, category and current status.

Priority 01Explore →
02

I Need a New Loan

Business, home, personal, LAP and working-capital support.

Priority 02Explore →
03

I Already Have a Loan

Renewal, enhancement, government-loan management and restructuring support.

Ongoing relationshipExplore →
04

I Want to Refer Customers

Join UGNA’s partner network and introduce eligible business leads.

Priority 04Explore →
Smart Navigator

Tell us where you are in the journey

Choose one situation and the website will surface the most relevant path immediately.

Focused Profile Review

Tell us the situation — we’ll organise the right next step

A short three-step form keeps the first conversation relevant without asking for an entire loan file upfront.

UGNA Review Desk

Start with the requirement, not paperwork.

Share only the information needed for the first discussion. Detailed documents can be requested later if the case moves forward.

1
Choose the journeyGovernment scheme, new loan, existing loan or business support.
2
Add the key contextBusiness/profile type, funding need and current situation.
3
Share contact detailsThe relevant UGNA team can continue the discussion.

What do you need help with?

Choose the journey that best matches your current requirement.

Please choose one requirement to continue.

Tell us a little about the requirement

The questions adapt to the journey you selected.

Please complete the required profile and city fields.

How should the team contact you?

Use the details where you are comfortable receiving a callback.

Please enter your name, a valid 10-digit mobile number and accept the contact consent.
✓

Thank you. Your requirement has been captured.

The relevant UGNA team can continue the discussion using the contact details you provided.

Quick Scheme Finder

Explore possible starting points based on your business situation

This is a discovery tool, not an eligibility decision. Final scheme applicability must be checked against the official conditions.

Business Context

Answer three quick questions

We’ll show scheme pages that may be worth exploring first.

Results are for navigation only and do not confirm eligibility, subsidy or sanction.
Explore First

Possible scheme routes will appear here

Choose your business context and we’ll surface relevant scheme pages to review.

Government Scheme Knowledge

Government schemes with clear status, sources and next steps

View All Schemes
PM

PMEGP

Project limits, subsidy bands, eligibility, documents and official route.

CG

CGTMSE

Understand guarantee-backed MSE credit without implying CGTMSE lends directly.

MU

MUDRA / PMMY

Shishu, Kishore, Tarun and conditional Tarun Plus explained clearly.

MSME manufacturing business
Built around MSME realitiesWorking capital, documentation, credit readiness and loan management.
More Than Loan Sourcing

Get the right loan. Then manage it better.

UGNA’s value continues after disbursement. Existing facility support can include OD/CC renewal, limit enhancement, drawing power, CMA, bank queries, restructuring guidance and scheme-linked loan documentation.

UGNA in 90 Seconds

Understand UGNA in 90 seconds.

The final video should show the business problem, scheme discovery, loan facilitation, lender role, ongoing loan management and partner ecosystem in one fast visual story.

Business meeting
▶
UGNA Difference

One relationship across scheme discovery, credit access and ongoing loan management.

The website is built around the customer’s financial journey — not a list of disconnected products. Explore the route you need today and continue with UGNA as the requirement evolves.

Loan Support

New loans and existing facilities — under one clear framework

View Loan Support
BL

Business Loan

Profile review, lender-fit discussion and documentation coordination.

MSME / BusinessExplore →
HL

Home Loan

Profile, property/document readiness and lender-route assistance.

IndividualExplore →
PL

Personal Loan

Income, obligations, credit-readiness and responsible lender route.

IndividualExplore →
LAP

Loan Against Property

Property-backed funding support and document-readiness journey.

Secured LoanExplore →
WC

Working Capital / OD-CC

Structuring, renewal, enhancement, DP and cash-flow support.

Core ExpertiseExplore →
LM

Loan Management

Existing bank or government-linked loan support after sanction.

Ongoing SupportExplore →
Smart Tools

Give users value before asking for a callback

Open Calculators
EMI

EMI Calculator

Fast monthly repayment estimate.

WC

Working Capital Calculator

Indicative funding-gap assessment.

DP

Drawing Power

Website stock/debtor-based DP tool.

EL

Eligibility Checker

Profile-readiness questions and next-step CTA.

Meet the Experts

Meet specialists across credit, finance and customer support

Meet Full Team
UGNA banking expert

MSME Credit & Banking

Ex-Banker • MSME Credit
OD/CCCreditLender Coordination
UGNA financial expert

Financial & Compliance Advisory

Chartered Accountant
CMAFinancialsCompliance
UGNA relationship team

Relationship & Loan Management

Customer Success
Loan JourneyQueriesSupport
Our Presence

Branch pages with local team, services and maps

View All Branches
Delhi

Delhi

Branch detail, team, services and Google Map location.

Noida

Noida

Local contact and consultation journey.

Ranchi

Ranchi

Branch-specific services and team profile.

Why UGNA

Clarity across the complete credit journey

Whether you are exploring a scheme, applying for a new loan or managing an existing facility, the website keeps the roles, documents and next steps easy to understand.

01

Scheme Knowledge

Current status, official source and practical eligibility guidance in one place.

02

Profile Readiness

Understand the documents, financial story and lender-fit before applying.

03

Ongoing Management

Renewal, enhancement, queries and working-capital support after sanction.

04

Human Support

Expert, branch and relationship-led assistance when the journey gets complex.

Common Business Situations

Where structured support can make the process easier

Instead of showing generic success numbers, UGNA explains the real situations in which businesses typically need support.

Manufacturing business
Working Capital

Sales have grown, but the existing OD/CC limit has not

Review the working-capital gap, banking conduct, CMA, statements and enhancement readiness before approaching the lender.

Business documents
Government Scheme

The scheme looks relevant, but the route is unclear

Understand whether the applicant, project, documents and official/lender route actually fit before spending time on a file.

Financial review
Existing Loan

Renewal is approaching and the documents are not ready

Organise financials, statements, lender queries and the annual credit-review information before the due date.

Trust & Transparency

Know exactly what UGNA supports — and what it does not control.

Financial decisions become easier when the customer understands who is responsible for each stage. UGNA’s website keeps that distinction visible across schemes, loans and ongoing loan management.

UGNAProfile review, documentation, guidance and coordination.
Bank / NBFCCredit policy, pricing, sanction terms and disbursement.
Government AuthorityScheme rules, certification, subsidy or guarantee decisions.
CustomerAccurate information, documents, compliance and repayment responsibilities.
Professional finance discussion
Independent facilitation. Clear role separation.UGNA is not a Bank, NBFC or government authority.
Knowledge Centre

Practical guidance for MSME finance decisions

Explore Scheme Knowledge
Scheme documents
Government Schemes

How to read scheme eligibility before you apply

Separate applicant conditions, project conditions, lender policy and authority approvals.

Working capital review
Working Capital

What to prepare before OD/CC renewal

A practical view of financials, stock/debtor information, CMA and lender queries.

Business planning
Credit Readiness

Why lender fit matters more than applying everywhere

Different lenders assess profiles differently; a structured route keeps the process more focused.

Partner meeting
UGNA Partner Network

Refer customers through a structured support ecosystem

Connect eligible businesses with UGNA while the team handles profile review, documentation and lender-process facilitation.

1
RegisterCreate your partner identity.
2
ReferIntroduce customer requirements.
3
TrackFollow eligible high-level case status.
Explore Partner Network
Speak to the Right Team

Prefer a direct conversation?

Choose the enquiry route that matches the requirement. The same support desk can then guide you to the relevant scheme, loan, service or branch journey.

GS
Government Scheme DeskScheme status, documents, official route and profile guidance.
LN
Loan Support DeskNew loans, working capital and lender coordination.
LM
Existing Loan ManagementRenewal, enhancement, queries and ongoing support.
PT
Partner DeskReferral-partner onboarding and customer introductions.

Request a Callback

Share only the basics and choose your enquiry type.

Please enter your name, valid 10-digit mobile number, select a requirement and accept consent.
Thank you. Your callback request has been captured.
Frequently Asked Questions

Know the role before you submit an enquiry

UGNA supports the journey; the relevant lender or authority controls final approval, pricing, sanction, subsidy and disbursement.

No. UGNA Capital is not a Bank or NBFC. It provides advisory, documentation and facilitation support.
Yes. Ongoing support can include renewals, enhancement readiness, bank queries, working-capital documentation and eligible scheme-linked loan management.
Yes. The scheme hub explains current status, eligibility, documents, process and official sources before you submit an enquiry.
No. Final eligibility and decisions remain with the relevant lender or government authority.
Customer Stories

Customer experiences, case studies and video testimonials

Explore how businesses use UGNA for scheme guidance, credit facilitation and ongoing loan management. Public stories are shown only with customer approval.

Business customer discussion
Customer Experience

Real journeys. Clear context. No exaggerated claims.

When approved customer stories are published, each one can show the business situation, UGNA support, customer feedback and an approved outcome — in written or video format.

Names, logos, funding figures and videos are published only with customer consent.
CSCase StudiesBusiness situation → UGNA support → customer-approved outcome.→ ★Customer TestimonialsShort written reviews with the identity level approved by the customer.→ ▶Video TestimonialsInterview or customer-recorded videos with thumbnail and transcript support.→ +Share Your UGNA ExperienceCustomers can express interest in sharing a written or video story.→

Not sure where to start?

Share your requirement and get a structured next-step discussion with the UGNA team.